The Trump administration has resumed aggressive student loan collections, causing nearly 18% of US borrowers aged 50 and over to become seriously delinquent. Older borrowers face increased risks of wage garnishment and default but can explore income-driven repayment plans and temporary relief options to avoid severe penalties. The Education Department has paused Social Security garnishments for now but warns these could resume, urging borrowers to act quickly to manage their debt and protect their finances.source https://timesofindia.indiatimes.com/education/news/older-us-borrowers-face-rising-student-loan-delinquency-how-to-avoid-default-under-trumps-crackdown/articleshow/123284497.cms